Strange

I got a letter in the mail saying that I owe a company a large amount of money. I have never even heard of this company and I have no clue why I got it. I don't know if I had my identity stolen and someone got money using my name, it's a scam, or what the heck it is. I called the 2 numbers in the letter but they said they are not open because it is not normal business hours, but I called between the times they said they were open. Something just does not add up. I even got a credit report and the inquiry is on there. Please pray that all gets resolved and that my credit is not ruined by this. I am getting so frustrated with life. It seems like one bad thing after another.

I'm sorry to hear that, Beckie. I hope you're able to get to the bottom of it and that it's just an error rather than stolen identity or something like that.

Did you receive an e-mail ot only mail? I'm asking it t you, since there are internet hoax writing to people and saying they owe large amount of money. It's only to get your personal data. Please, if it is the case, DON'T GIVE ANY INFO about you TO ANYONE.

Get sure this letter is for real.

Vanesa.

Odd!

Smells like an identity thief.

sounds like a scam to me.

Becky, have you called your bank or credit card company? I would definitely call your bank. It's a scam. How frustrating!! If someone happens to call you, tell them that they can contact your lawyer...........and then tell them to buzz off, or the FBI is next. Ha!

Definitely call your credit card company and the bank and let them know what happened.

I agree with Teresa

And do it QUICKLY!

Vanesa.

I put out a fraud alert just in case it's a scam. I think it is it real becuase 6 years ago a school I went to but dropped out of right away still said I owed them money. They had an attorney contact me and I sent a letter back explaining that I do not owe any money because I dropped out. Well the school changed names a few years after that and I think the new people went into all their old files and are trying to get the money now. Is this legal or ok for them to do? I am so frustrated and scared I don't know what to do. I don't want my perfect credit ruined.

It may not be a scam because it is on the credit report, but that doesn't mean you owe it. You are definitely going to have to get it checked out. You may be right about the school, and they are just trying to collect on old debts.

Lori wrote:

It may not be a scam because it is on the credit report, but that doesn't mean you owe it. You are definitely going to have to get it checked out. You may be right about the school, and they are just trying to collect on old debts.

Exactly. I'm guessing you're either going to have to get a lawyer to check this out, or you could see if you could track down the old school, to ask them directly what is going on. They may be willing to settle, if you find out this is legitimate.

Yes, in this case, searching a lawer to discover what really happened is the better way to settle the fact.

Vanesa.

I am talking right now to the company. They have contacted me and we are working on it.

glad to here that.

I'm glad to hear that too. The quickest you do this, the quickes the problem will be solved.

Vanesa.